How Much Should You Have Saved for Retirement by Age?
General retirement savings benchmarks by age, why they're only a rough guide, and how to think about your own personalized retirement savings target.
Investment Funds
Retirement Funds
Retirement Funds guides, comparisons and explainers from XN Funds.
How to Choose Funds for Your 401(k)
A practical guide to choosing funds within your 401(k) plan's limited menu, from evaluating costs to building an appropriate allocation.
Lifecycle vs. Static Allocation for Retirement Portfolios
Compare gradually adjusting your retirement allocation over time against maintaining a fixed, static allocation, and what the evidence suggests.
Roth IRA vs. Traditional IRA: Fund Considerations
Learn how the tax treatment differences between Roth and traditional IRAs should inform which types of funds you hold in each account.
The 4% Rule for Retirement Withdrawals Explained
Learn what the 4% rule actually says about retirement withdrawals, where it came from, and why many financial professionals now question its universality.